{"id":45623,"date":"2023-09-28T16:39:25","date_gmt":"2023-09-28T08:39:25","guid":{"rendered":"https:\/\/www.yyprohk.com\/?p=45623"},"modified":"2023-09-28T16:42:17","modified_gmt":"2023-09-28T08:42:17","slug":"%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c","status":"publish","type":"post","link":"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/","title":{"rendered":"\u806f\u540d\u7269\u696d\u77e5\u5e7e\u591a\uff1f\u9577\u547d\u5951\u512a\u7f3a\u9ede\u53ca\u5e38\u898b\u554f\u984c"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5171\u540c\u8cb7\u5165\u4e00\u500b\u7269\u696d\uff0c\u901a\u5e38\u90fd\u6703\u4ee5\u806f\u540d\u7684\u65b9\u5f0f\uff0c\u9019\u6a23\uff0c\u5f80\u5f8c\u767c\u751f\u4efb\u4f55\u722d\u57f7\u6216\u4e00\u65b9\u96e2\u4e16\u6642\uff0c\u81f3\u5c11\u4e0d\u6703\u7a81\u7136\u4e0d\u77e5\u6240\u63aa\u3002 \u4f46\u662f\uff0c\u806f\u540d\u7269\u696d\u53ef\u4ee5\u5206\u70ba\u5169\u5927\u985e\u578b\uff0c\u5c31\u662f\uff1a\u5206\u6b0a\u5171\u6709\u53ca\u806f\u6b0a\u5171\u6709\u3002 \u6211\u5011\u4eca\u5929\u5c31\u4e00\u8d77\u4f86\u6df1\u5165\u4e86\u89e3\uff01<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-45626\" src=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/PP17_blog-image.jpg\" alt=\"\" width=\"1000\" height=\"527\" title=\"\" srcset=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/PP17_blog-image.jpg 1000w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/PP17_blog-image-300x158.jpg 300w, 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href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E8%81%AF%E5%90%8D%E8%B3%BC%E8%B2%B7%E7%89%A9%E6%A5%AD%E6%96%B9%E5%BC%8F\" >\u806f\u540d\u8cfc\u8cb7\u7269\u696d\u65b9\u5f0f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#1_%E5%88%86%E6%AC%8A%E5%85%B1%E6%9C%89\" >1. \u5206\u6b0a\u5171\u6709<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#2_%E8%81%AF%E6%AC%8A%E5%85%B1%E6%9C%89\" >2. \u806f\u6b0a\u5171\u6709<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E9%95%B7%E5%91%BD%E5%A5%91%E6%A2%9D%E4%BB%B6\" >\u9577\u547d\u5951\u689d\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E9%95%B7%E5%91%BD%E5%A5%91%E5%84%AA%E9%BB%9E\" >\u9577\u547d\u5951\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E9%95%B7%E5%91%BD%E5%A5%91%E7%BC%BA%E9%BB%9E\" >\u9577\u547d\u5951\u7f3a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E5%B1%85%E5%B1%8B%E9%95%B7%E5%91%BD%E5%A5%91%E6%84%8F%E6%80%9D\" >\u5c45\u5c4b\u9577\u547d\u5951\u610f\u601d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E9%95%B7%E5%91%BD%E5%A5%91%E5%8A%A0%E5%90%8D%E3%80%81%E9%95%B7%E5%91%BD%E5%A5%91%E8%BD%89%E5%90%8D%E3%80%81%E5%B1%85%E5%B1%8B%E9%99%A4%E5%90%8D\" >\u9577\u547d\u5951\u52a0\u540d\u3001\u9577\u547d\u5951\u8f49\u540d\u3001\u5c45\u5c4b\u9664\u540d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E8%81%AF%E5%90%8D%E7%89%A9%E6%A5%AD%E7%9A%84%E5%A5%BD%E8%99%95\" >\u806f\u540d\u7269\u696d\u7684\u597d\u8655<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%EF%BC%9A\" >\u5e38\u898b\u554f\u984c\uff1a<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#1_%E9%95%B7%E5%91%BD%E5%A5%91%E5%8F%AF%E4%BB%A5%E4%BA%A4%E7%B5%A6%E5%BE%8C%E4%BA%BA%E7%B9%BC%E6%89%BF%E5%97%8E%EF%BC%9F\" >1. \u9577\u547d\u5951\u53ef\u4ee5\u4ea4\u7d66\u5f8c\u4eba\u7e7c\u627f\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#2_%E5%8F%AF%E4%BB%A5%E5%B0%87%E9%95%B7%E5%91%BD%E5%A5%91%E8%BD%89%E7%82%BA%E5%88%86%E6%AC%8A%E5%A5%91%E5%97%8E%EF%BC%9F\" >2. \u53ef\u4ee5\u5c07\u9577\u547d\u5951\u8f49\u70ba\u5206\u6b0a\u5951\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#3_%E9%95%B7%E5%91%BD%E5%A5%91%E5%8F%AF%E4%BB%A5%E5%B0%87%E8%87%AA%E5%B7%B1%E7%9A%84%E6%A5%AD%E6%AC%8A%E8%BD%89%E7%A7%BB%E4%BB%96%E4%BA%BA%E5%97%8E%EF%BC%9F\" >3. \u9577\u547d\u5951\u53ef\u4ee5\u5c07\u81ea\u5df1\u7684\u696d\u6b0a\u8f49\u79fb\u4ed6\u4eba\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#4_%E6%83%B3%E8%A6%81%E8%BD%89%E8%AE%93%E6%A5%AD%E6%AC%8A%EF%BC%8C%E8%A9%B2%E5%A6%82%E4%BD%95%E5%81%9A%EF%BC%9F\" >4. \u60f3\u8981\u8f49\u8b93\u696d\u6b0a\uff0c\u8a72\u5982\u4f55\u505a\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.yyprohk.com\/zh\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad%e7%9f%a5%e5%b9%be%e5%a4%9a-%e9%95%b7%e5%91%bd%e5%a5%91%e5%84%aa%e7%bc%ba%e9%bb%9e%e5%8f%8a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c\/#%E7%B8%BD%E7%B5%90\" >\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%81%AF%E5%90%8D%E8%B3%BC%E8%B2%B7%E7%89%A9%E6%A5%AD%E6%96%B9%E5%BC%8F\"><\/span><span style=\"font-weight: 400;\">\u806f\u540d\u8cfc\u8cb7\u7269\u696d\u65b9\u5f0f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u7269\u696d\u806f\u540d\u53ef\u5206\u70ba\u5169\u5927\u985e\uff1a<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E5%88%86%E6%AC%8A%E5%85%B1%E6%9C%89\"><\/span><span style=\"font-weight: 400;\">1. \u5206\u6b0a\u5171\u6709<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5206\u6b0a\u5171\u6709 (Tenancy in Common)\uff0c\u662f\u6307\u6bcf\u4f4d\u806f\u540d\u4eba\u90fd\u5404\u81ea\u64c1\u6709\u81ea\u5df1\u7684\u90e8\u5206\u696d\u6b0a\uff0c\u7121\u6cd5\u5e72\u6d89\u53e6\u4e00\u65b9\u7684\u696d\u6b0a\u90e8\u5206\u3002 \u82e5\u5169\u592b\u59bb\u7684\u696d\u6b0a\u5206\u914d\u70ba\uff1a\u4e08\u592b 60%\uff0c\u59bb\u5b50 40%\uff0c\u7576\u59bb\u5b50\u5c07\u81ea\u5df1\u540d\u4e0b\u7684\u696d\u6b0a\u8f49\u8b93\u7d66\u4ed6\u4eba\u6642\uff0c\u662f\u4e0d\u9700\u8981\u5fb5\u6c42\u4e08\u592b\u7684\u540c\u610f\uff0c\u53ef\u4ee5\u81ea\u5df1\u505a\u4e3b\u610f\u3002 \u800c\u7576\u5176\u4e2d\u4e00\u65b9\u96e2\u4e16\u6642\uff0c\u4ed6\u81ea\u5df1\u7684\u696d\u6b0a\u4efd\u6578\uff0c\u5c31\u6703\u6839\u64da\u539f\u672c\u7559\u4e0b\u7684\u907a\u56d1\u53bb\u5206\u914d\u3002<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E8%81%AF%E6%AC%8A%E5%85%B1%E6%9C%89\"><\/span><span style=\"font-weight: 400;\">2. \u806f\u6b0a\u5171\u6709<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u806f\u6b0a\u5171\u6709\uff0c\u4e5f\u7a31\u70ba\u9577\u547d\u5951 (\u9577\u547d\u5951\u82f1\u6587 Joint Tenancy)\u3002 \u9577\u547d\u5951\u610f\u601d\u662f\u806f\u540d\u4eba\u7684\u696d\u6b0a\u6703\u4e92\u76f8\u91cd\u758a\uff0c\u6240\u6709\u806f\u540d\u4eba\u90fd\u64c1\u6709\u7269\u696d\u7684\u5168\u90e8\u3002 \u6240\u6709\u806f\u540d\u5171\u6709\u4eba\u5728\u505a\u6709\u95dc\u696d\u6b0a\u7684\u6c7a\u5b9a\u524d\uff0c\u90fd\u5fc5\u9808\u7372\u5f97\u5176\u4ed6\u6240\u6709\u806f\u540d\u4eba\u7684\u540c\u610f\u624d\u80fd\u901a\u904e\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6240\u6709\u806f\u540d\u4eba\u90fd\u6709\u6b0a\u529b\u512a\u5148\u53bb\u7e7c\u627f\u53e6\u4e00\u65b9\u7684\u6b0a\u76ca\uff0c\u5047\u8a2d\u5176\u4e2d\u4e00\u500b\u4eba\u96e2\u4e16\uff0c\u90a3\u9ebc\u4ed6\u7684\u696d\u6b0a\u5c31\u6703\u81ea\u52d5\u5e73\u5206\u7d66\u5176\u4ed6\u4ecd\u7136\u5728\u4e16\u7684\u806f\u540d\u4eba\uff0c\u800c\u975e\u7576\u4f5c\u907a\u7522\u53bb\u8655\u7406\u3002 \u4e5f\u5c31\u662f\u8aaa\uff0c\u8a72\u7269\u696d\u7684\u696d\u6b0a\u6703\u4e00\u76f4\u4fdd\u7559\u5728\u6240\u6709\u806f\u540d\u5171\u6709\u4eba\u4e4b\u9593\uff0c\u5230\u6700\u5f8c\u4e00\u4f4d\u806f\u540d\u4eba\u624d\u53ef\u4ee5\u81ea\u5df1\u6c7a\u5b9a\u8981\u5982\u4f55\u8655\u7406\u9019\u500b\u7269\u696d\u7684\u696d\u6b0a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u53e6\u5916\uff0c\u5047\u8a2d\u592b\u59bb\u5169\u4eba\u4ee5\u9577\u547d\u5951\u7684\u65b9\u5f0f\uff0c\u8cb7\u4e00\u500b\u55ae\u4f4d\u3002 \u7576\u5176\u4e2d\u4e00\u65b9\u60f3\u8981\u5c07\u696d\u6b0a\u8f49\u8b93\u7d66\u4ed6\u4eba\uff0c\u53ea\u8981\u53e6\u4e00\u65b9\u6c92\u6709\u540c\u610f\uff0c\u5c31\u4e0d\u80fd\u53bb\u57f7\u884c\u3002<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-45628\" src=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552.jpg\" alt=\"\" width=\"724\" height=\"483\" title=\"\" srcset=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552.jpg 724w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552-300x200.jpg 300w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552-150x100.jpg 150w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552-18x12.jpg 18w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-865418552-488x326.jpg 488w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%95%B7%E5%91%BD%E5%A5%91%E6%A2%9D%E4%BB%B6\"><\/span><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u689d\u4ef6<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u806f\u6b0a\u5171\u6709\u7684\u689d\u4ef6\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5171\u540c\u4f54\u7528\u7269\u696d\uff1a\u6240\u6709\u4eba\u90fd\u4e0d\u53ef\u4ee5\u7368\u81ea\u4f54\u6709\u7269\u696d\u7684\u4efb\u4f55\u90e8\u5206\uff0c\u4e5f\u4e0d\u53ef\u4ee5\u5c07\u53e6\u4e00\u500b\u4eba\u6392\u9664<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4eab\u6709\u540c\u7b49\u6b0a\u76ca\uff1a\u6bcf\u4e00\u500b\u806f\u540d\u4eba\u90fd\u64c1\u6709\u540c\u7b49\u7684\u6b0a\u76ca\uff0c\u800c\u975e\u4e0d\u540c\u6bd4\u4f8b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4ee5\u540c\u4e00\u4efd\u6587\u4ef6\u53d6\u5f97\u696d\u6b0a\uff1a\u6240\u6709\u4eba\u5fc5\u9808\u4ee5\u540c\u4e00\u4efd\u7522\u6b0a\u6587\u4ef6\u4f86\u78ba\u7acb\u5927\u5bb6\u7684\u6b0a\u76ca<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u540c\u4e00\u6642\u9593\u53d6\u5f97\u696d\u6b0a\uff1a\u6240\u6709\u806f\u540d\u5171\u6709\u4eba\u90fd\u5fc5\u9808\u5728\u540c\u4e00\u500b\u6642\u9593\u5167\u53d6\u5f97\u696d\u6b0a<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E9%95%B7%E5%91%BD%E5%A5%91%E5%84%AA%E9%BB%9E\"><\/span><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u512a\u9ede<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u770b\u4f3c\u5f88\u4e0d\u8fd1\u4eba\u60c5\uff0c\u4f46\u5728\u67d0\u65b9\u9762\u662f\u4f54\u6709\u512a\u52e2\u7684\u3002 \u9577\u547d\u5951\u7684\u512a\u9ede\uff0c\u5c31\u662f\u53ef\u4ee5\u8b93\u696d\u4e3b\u4fdd\u969c\u81ea\u5df1\u7684\u696d\u6b0a\u3002 \u4ee5\u514d\u4ed6\u65e5\u53e6\u4e00\u65b9\u60f3\u8981\u81ea\u5df1\u8655\u7406\u696d\u6b0a\u6642\uff0c\u7269\u696d\u696d\u6b0a\u53d7\u5230\u5f71\u97ff\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7279\u5225\u662f\u7576\u592b\u59bb\u5169\u7684\u611f\u60c5\u4e0d\u518d\uff0c\u6216\u4efb\u4f55\u60c5\u6cc1\u4e0b\u60f3\u8981\u5c07\u81ea\u5df1\u7684\u696d\u6b0a\u8f49\u8b93\u7d66\u53e6\u4e00\u500b\u4eba\uff0c\u505a\u9577\u547d\u5951\u8f49\u540d\u3002\u7531\u65bc\u4efb\u4f55\u696d\u6b0a\u7684\u6c7a\u5b9a\uff0c\u90fd\u9700\u8981\u96d9\u65b9\u4f86\u540c\u610f\u65b9\u80fd\u884c\u4e8b\uff0c\u56e0\u6b64 \u53ef\u4ee5\u78ba\u4fdd\u806f\u540d\u4eba\u4e0d\u6703\u5728\u6c92\u6709\u901a\u77e5\u7684\u60c5\u6cc1\u4e0b\u64c5\u81ea\u884c\u4e8b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u7576\u67d0\u4f4d\u806f\u540d\u4eba\u9577\u547d\u5951\u904e\u8eab\uff0c\u5176\u696d\u6b0a\u5c31\u6703\u81ea\u52d5\u8f49\u79fb\u5230\u5176\u4ed6\u4ecd\u5728\u4e16\u7684\u806f\u540d\u4eba\uff0c\u4e26\u7e7c\u627f\u4ed6\u7684\u6b0a\u76ca (Right of survivorship)\u3002 \u7121\u8ad6\u6709\u591a\u5c11\u540d\u806f\u540d\u4eba\uff0c\u8a72\u7269\u696d\u7684\u696d\u6b0a\u6642\u6703\u4fdd\u7559\u5230\u5269\u4e0b\u4e00\u4f4d\uff0c\u6700\u5f8c\u4e00\u4f4d\u806f\u540d\u4eba\u624d\u53ef\u4ee5\u53bb\u81ea\u884c\u6c7a\u5b9a\u7269\u696d\u8a72\u5982\u4f55\u8655\u7406\uff0c\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u6211\u5011\u7a31\u5b83\u70ba\u9577\u547d\u5951\u5e73\u5b89\u7d19\u4e86\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u53e6\u5916\uff0c\u6839\u64da\u73fe\u6642\u7684\u9280\u884c\u9ad4\u5236\uff0c\u7576\u5176\u4e2d\u4e00\u4f4d\u806f\u540d\u4eba\u96e2\u4e16\uff0c\u5c1a\u6709\u672a\u4f9b\u5b8c\u7684\u623f\u8cb8\u8cb8\u6b3e\uff0c\u5176\u4ed6\u4eba\u5247\u4e0d\u9700\u8981\u518d\u91cd\u65b0\u901a\u904e\u58d3\u529b\u6e2c\u8a66\uff0c\u6216\u91cd\u9020\u623f\u8cb8\u3002<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-45629\" src=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1.jpg\" alt=\"\" width=\"948\" height=\"632\" title=\"\" srcset=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1.jpg 948w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1-300x200.jpg 300w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1-150x100.jpg 150w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1-768x512.jpg 768w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1-18x12.jpg 18w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/169588928758570_P21421343-1-488x326.jpg 488w\" sizes=\"(max-width: 948px) 100vw, 948px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%95%B7%E5%91%BD%E5%A5%91%E7%BC%BA%E9%BB%9E\"><\/span><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u7f3a\u9ede<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u7531\u65bc\u6240\u6709\u9577\u547d\u5951\u806f\u540d\u4eba\u90fd\u64c1\u6709\u696d\u6b0a\u7684\u5168\u90e8\uff0c\u7576\u5176\u4e2d\u4e00\u4f4d\u51fa\u73fe\u8ca1\u7269\u4e0a\u7684\u554f\u984c\u6642\uff0c\u6240\u6709\u806f\u540d\u4eba\u7684\u696d\u6b0a\u90fd\u6703\u53d7\u5230\u5f71\u97ff\uff0c\u5927\u5bb6\u9700\u8981\u5171\u540c\u627f\u64d4\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u53e6\u5916\uff0c\u5728\u9032\u884c\u7269\u696d\u8cb7\u8ce3\uff0c\u6216\u9577\u547d\u5951\u8f49\u540d\u6642\uff0c\u90fd\u9700\u8981\u6240\u6709\u4eba\u7684\u7c3d\u540d\u624d\u80fd\u751f\u6548\u3002 \u82e5\u4efb\u4f55\u4e00\u65b9\u56e0\u70ba\u67d0\u4e9b\u539f\u56e0\u7121\u6cd5\u7c3d\u7f72\u6587\u4ef6\uff0c\u5c07\u5c0e\u81f4\u9019\u4e9b\u4e8b\u60c5\u7121\u6cd5\u9032\u884c\u3002 \u5982\u679c\u6025\u9700\u9019\u7b46\u8ce3\u6a13\u7684\u9322\u505a\u9031\u8f49\uff0c\u5c31\u5fc5\u9808\u88ab\u8feb\u558a\u505c\uff0c\u8b93\u5bb6\u5ead\u6c92\u6709\u8fa6\u6cd5\u7372\u5f97\u9019\u7b46\u8ce3\u6a13\u8cc7\u91d1\u3002<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B1%85%E5%B1%8B%E9%95%B7%E5%91%BD%E5%A5%91%E6%84%8F%E6%80%9D\"><\/span><span style=\"font-weight: 400;\">\u5c45\u5c4b\u9577\u547d\u5951\u610f\u601d<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u6839\u64da\u9999\u6e2f\u653f\u5e9c\u7684\u653f\u7b56\uff0c\u7576\u696d\u4e3b\u5728\u8cb7\u5165\u5c45\u5c4b\u6642\uff0c\u53ef\u4ee5\u5728\u7533\u8acb\u8868\u683c\u4e0a\u63d0\u51fa\u4e00\u540d\u5bb6\u5ead\u6210\u54e1\uff0c\u4e26\u4ee5\u9577\u547d\u5951\u7684\u65b9\u5f0f\u5171\u540c\u64c1\u6709\u8a72\u7269\u696d\uff0c\u9019\u5c31\u662f\u6240\u8b02\u7684\u5c45\u5c4b\u9577\u547d\u5951\u3002<\/span><\/p>\n<div id=\"attachment_45624\" style=\"width: 734px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-45624\" class=\"size-full wp-image-45624\" src=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2.jpg\" alt=\"\" width=\"724\" height=\"483\" title=\"\" srcset=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2.jpg 724w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2-300x200.jpg 300w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2-150x100.jpg 150w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2-18x12.jpg 18w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1089972720-2-488x326.jpg 488w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><p id=\"caption-attachment-45624\" class=\"wp-caption-text\">Young asian couple looking at laptop computer to search for travel plan, book hotel room, buy ticket, purchase travel insurance or shopping online together at bedroom in e-commerce technology concept.<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E9%95%B7%E5%91%BD%E5%A5%91%E5%8A%A0%E5%90%8D%E3%80%81%E9%95%B7%E5%91%BD%E5%A5%91%E8%BD%89%E5%90%8D%E3%80%81%E5%B1%85%E5%B1%8B%E9%99%A4%E5%90%8D\"><\/span><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u52a0\u540d\u3001\u9577\u547d\u5951\u8f49\u540d\u3001\u5c45\u5c4b\u9664\u540d<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u7684\u6240\u6709\u806f\u540d\u4eba\uff0c\u696d\u6b0a\u90fd\u662f\u6709\u91cd\u758a\u6027\u7684\uff0c\u56e0\u6b64\uff0c\u6bcf\u4e00\u4f4d\u806f\u540d\u4eba\u90fd\u4e0d\u80fd\u64c5\u81ea\u52a0\u540d\u3001\u8f49\u540d\u3001\u6216\u9664\u540d\uff0c\u800c\u662f\u9700\u8981\u7372\u5f97\u6240\u6709\u7684\u806f\u540d\u5171\u6709\u4eba\u540c\u610f\u624d\u80fd\u5920\u901a\u904e\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u5c45\u5c4b\u9084\u672a\u88dc\u5730\u50f9\uff0c\u800c\u696d\u4e3b\u60f3\u8981\u5c07\u696d\u6b0a\u8f49\u8b93\uff0c\u5c31\u9700\u8981\u5148\u53d6\u5f97\u623f\u59d4\u6703\u7684\u540c\u610f\uff0c\u624d\u80fd\u5920\u9032\u884c\u3002 \u623f\u59d4\u6703\u901a\u5e38\u6703\u901a\u904e\u6279\u6838\uff0c\u4e26\u4e14\u5728\u4e0d\u9700\u8981\u88dc\u5730\u50f9\u7684\u60c5\u6cc1\u4e0b\uff0c\u5141\u8a31\u696d\u4e3b\u9664\u540d\u3002<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%81%AF%E5%90%8D%E7%89%A9%E6%A5%AD%E7%9A%84%E5%A5%BD%E8%99%95\"><\/span><span style=\"font-weight: 400;\">\u806f\u540d\u7269\u696d\u7684\u597d\u8655<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u806f\u540d\u7269\u696d\u67d0\u65b9\u9762\u8b93\u696d\u4e3b\u7372\u5f97\u597d\u8655\uff0c\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5171\u540c\u6536\u5165\u589e\u52a0\uff0c\u6309\u63ed\u6642\u58d3\u529b\u6e2c\u8a66\u66f4\u5bb9\u6613\u901a\u904e<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u7269\u696d\u9700\u8981\u505a\u51fa\u4efb\u4f55\u6c7a\u5b9a\u524d\uff0c\u5927\u5bb6\u90fd\u5fc5\u9808\u516c\u958b\u5354\u5546\uff0c\u696d\u6b0a\u53d7\u5230\u66f4\u5927\u4fdd\u969c<\/span><\/li>\n<\/ul>\n<div id=\"attachment_45625\" style=\"width: 1210px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-45625\" class=\"size-full wp-image-45625\" src=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-scaled.jpg\" alt=\"\" width=\"1200\" height=\"800\" title=\"\" srcset=\"https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-scaled.jpg 1200w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-300x200.jpg 300w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-1024x683.jpg 1024w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-150x100.jpg 150w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-768x512.jpg 768w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-18x12.jpg 18w, https:\/\/www.yyprohk.com\/wp-content\/uploads\/iStock-1340247966-488x326.jpg 488w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><p id=\"caption-attachment-45625\" class=\"wp-caption-text\">hand holding keys and house by businessman Or the sales representative hands the customers the house keys on the desk with the contract documents and a calculator. Home Buying and Home Insurance Ideas in the Office<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%EF%BC%9A\"><\/span><span style=\"font-weight: 400;\">\u5e38\u898b\u554f\u984c\uff1a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_%E9%95%B7%E5%91%BD%E5%A5%91%E5%8F%AF%E4%BB%A5%E4%BA%A4%E7%B5%A6%E5%BE%8C%E4%BA%BA%E7%B9%BC%E6%89%BF%E5%97%8E%EF%BC%9F\"><\/span><span style=\"font-weight: 400;\">1. \u9577\u547d\u5951\u53ef\u4ee5\u4ea4\u7d66\u5f8c\u4eba\u7e7c\u627f\u55ce\uff1f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u9577\u547d\u5951\u7684\u5176\u4e2d\u806f\u540d\u4eba\uff0c\u60f3\u8981\u5c07\u4ed6\u7684\u7269\u696d\u696d\u6b0a\u4ea4\u7d66\u5f8c\u4eba\u4f86\u7e7c\u627f\uff0c\u5c31\u5fc5\u9808\u505a\u4e00\u4efd\u74dc\u5206\u696d\u6b0a\u7684\u5951\u64da\u3002 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400;\">\u5c0d\u65bc\u9577\u547d\u5951\u7684\u65b9\u5f0f\uff0c\u806f\u540d\u4eba\u82e5\u60f3\u5c07\u81ea\u5df1\u7684\u696d\u6b0a\u8f49\u8b93\u7d66\u5176\u4ed6\u4eba\uff0c\u5fc5\u9808\u6240\u6709\u4eba\u7684\u7c3d\u540d\uff0c\u624d\u80fd\u751f\u6548\u3002 \u5982\u679c\u4efb\u4f55\u4e00\u4eba\u7121\u6cd5\u7c3d\u7f72\u6587\u4ef6\uff0c\u5c31\u7121\u6cd5\u9032\u884c\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E7%B8%BD%E7%B5%90\"><\/span><span style=\"font-weight: 400;\">\u7e3d\u7d50<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u9577\u547d\u5951\u5167\u7684\u6240\u6709\u806f\u540d\u4eba\uff0c\u696d\u6b0a\u90fd\u662f\u4e92\u76f8\u91cd\u758a\uff0c\u6240\u6709\u4eba\u90fd\u64c1\u6709\u7269\u696d\u7684\u5168\u90e8\u3002 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